Ms. Gretch is an accomplished professional with over 35 years of extensive experience in corporate relationship banking . Citibank, ABN AMRO, Phlippine Bank of Communications, ANZ Manila and CTBC Bank Philippines Corp have been her employers. She has held senior leadership roles, where she successfully managed high performing teams and cultivated strong conglomerate relationships, with SEC listed companies. She is well versed in corporate lending, risk management & transaction services: cash management & trade services. Ms. Gretch obtained her degree of Bachelor of Science in Business Management from the Ateneo de Manila University.